Average Hourly Cost: The average hourly cost of an insurance appraisal by a real estate appraiser in 2023 is approximately $150.

Cost Breakdown: The cost of an insurance appraisal is broken down into two parts: the cost of the appraisal itself, which includes the time and effort of the appraiser, and the cost of the report, which includes the time and effort of the appraiser in preparing the report.

Factors Affecting Cost: The cost of an insurance appraisal is affected by several factors, such as the type and quality of the accessory being appraised, the complexity of the job, and the location and service provider. The type and quality of the accessory being appraised will affect the cost because more complex accessories require more time and effort to appraise. The complexity of the job will also affect the cost, as more complex jobs require more time and effort to complete. Finally, the location and service provider can affect the cost, as different service providers may charge different rates.